Accounting for your business and your life

All your businesses. Your life. One clear picture.

You run a business. Maybe two, three, or four. Plus everything personal. PolyBooks puts it all in one place, so you finally see how it works together: today, next week, three months from now, a year out.

One subscription for up to 10 businesses. Cancel anytime.

Sound familiar?

Owning your own business is supposed to feel like progress. Most nights it feels like this instead.

Midnight math

You moved $2,000 from your personal account to cover the shop's payroll and made a mental note you will definitely remember in April. You will not.

No single picture

Even when one login reaches every business, the books stay in separate silos, and none of them touch your personal finances. The only place it all comes together, how each business and your personal money affect each other, is your head, usually at 2 a.m.

The question that follows you around

Am I actually okay? Today, next week, in three months, next year. Your gut says probably. Your books should say exactly.

What we actually sell

Clarity. Control. Calm.

Three words we chose carefully. They are a promise about how running your businesses should feel, in order, because each one makes the next one possible.

Clarity

One picture instead of four guesses.

Clarity means every business and your personal life in one login and one honest picture. Pay yourself a draw from the coffee shop and it can land in your personal books automatically. You stop reconciling four tools in your head and start seeing what is actually happening across everything you own.

Control

Know what happens next, then decide.

Control means the future stops being a mystery. Cash flow forecasts and a runway timeline show what today's decisions do to next week, the next quarter, and the year. Budgets, bill approvals, and project margins put your hands back on the levers: can the shop afford the new machine, can you pay yourself this month, which business needs you first.

Calm

What is left when the dread is gone.

Calm is not a feature we built. It is what shows up when clarity and control are there every day. Sunday night stops being spreadsheet night. Tax season becomes a download instead of a panic. You think about growing your businesses instead of wondering whether one is quietly sinking.

Every feature. Every business. No upsells.

Other accounting tools lock the one feature you actually need behind a higher tier, then charge you several times as much to unlock it. We never do that. Every business on your account gets every feature we build, included. No tiers to decode, no per-feature upsells, no holding your own work hostage.

Every business, one login

Switch between your companies in one click. One subscription, one bill, zero silos.

Personal books included

See your personal finances right beside every business. Money you move between them, owner draws out and funding in, shows up in one connected view instead of two systems that never talk.

Cash runway timeline

See projected balances day by day, with every upcoming bill and invoice on the line.

Invoices that get you paid

Send invoices, track who owes you, and watch receivables age before they become problems.

Approvals that protect you

Vendor bills route through approval, so nothing gets paid twice or by surprise. Let staff enter bills and invoices without seeing your revenue or what anyone earns, so you can offload the grunt work without exposing your finances or inviting fraud.

Budgets and projections

Plan the year, then watch reality against the plan instead of discovering it in December.

Projects with real margins

Know which jobs actually make money, with revenue and cost side by side.

Bank feeds built in

Connect accounts and let transactions flow in instead of typing them at midnight.

Reports that answer questions

P&L, AR and AP aging, and cash reports across any business, any date range.

Recurring everything

Recurring bills and invoices generate themselves on schedule.

Mileage tracking

Log trips and turn business miles into deductions without a shoebox of receipts.

Choose the right fit for your finances.

Compare PolyBooks, QuickBooks Online, FreshBooks, and Xero side by side. See how their subscriptions, collaboration tools, and approach to multiple businesses differ.

See the full comparison

One subscription. Priced by business, not by product.

  • One bill covering up to 10 businesses
  • Annual billing: two months free
  • Personal books: always included
  • Every feature included, no per-feature upsells

One subscription

Every business you own

See the pricing page for current rates

Start nowSee full pricing details

Questions, answered straight

What is PolyBooks?
PolyBooks is accounting software for small business owners who want to see the full scope of their business and personal finances, each on its own and how they affect each other. It replaces tools like QuickBooks, FreshBooks, and Xero for service businesses. Run one business or several: each gets its own books, your personal finances connect alongside, all under a single subscription and one login.
How much does PolyBooks cost?
One subscription covers up to 10 businesses and your personal books. For more, email us at support@polybooks.com. Current pricing is on the pricing page. Everything is on one subscription and one bill. Prefer annual billing? Pay for 10 months and get 12: two months free. Your personal books are always included at no extra charge.
Can I manage multiple businesses with one subscription?
Yes. That is the entire point of PolyBooks. Add each business to your account, switch between them in one click, and see consolidated answers about cash across everything you own. One subscription covers them all, and you never juggle separate logins.
Does PolyBooks track personal finances too?
Yes, and it is optional. Turn personal tracking on and your personal books live alongside your businesses; when you pay yourself an owner draw from any business, it can mirror into your personal books automatically, so the money story stays connected from the company account to your kitchen table. Prefer to keep personal separate? Use PolyBooks for your businesses alone.
How is PolyBooks different from QuickBooks, FreshBooks, or Xero?
Those products are built around a single company file or organization. Each additional company has its own subscription, with discounts depending on the provider, and even where one login reaches several companies, the books stay siloed from each other and from your personal life. PolyBooks keeps every business as its own separate entity, with its own invoicing, its own bills, its own chart of accounts, and its own tax picture, while the money that moves between you and your businesses, owner draws out and funding in, shows up in one connected view. One home, one bill covering up to 10 businesses, one forward-looking picture of cash.
How do coupon codes work?
Enter your code in the payment step at checkout by clicking the promotion code field. A 100% off code gives you full access without entering a card. Your access works exactly like a paid subscription.
Can I cancel anytime?
Monthly subscriptions are month to month with no contract: cancel anytime and your access runs through the end of the month you paid for. Annual subscriptions trade a one-year commitment for two months free; they are paid upfront for the year, are not refunded mid-year, and your access runs through the end of that year.

Stop holding the whole picture in your head.

Put every business and your personal life in one place, and find out what clarity, control, and calm actually feel like.

PolyBooks | Every business you own, one clear picture